Overview

For over 50 years, Mercantile Investments and Finance PLC has been in the forefront of Sri Lanka’s financial services industry. The Company is a licensed finance company in Sri Lanka under the Finance Business Act No. 42 of 2011 as well as being listed on the Second Board of the Colombo Stock Exchange.

The Company is an absolute trail-blazer in the financial services industry in Sri Lanka specializing in a wide range of innovative financial solutions. This includes services such as Vehicle Financing, Leasing Facilities, Fixed Deposits, Micro-Finance Solutions, Business Loans, Personal Loans, Mortgage-backed Loans as well as Pledge-loan Facilities.

Mercantile Investments and Finance PLC is backed by the strength and stability of one of Sri Lanka’s most trusted and reliable business conglomerates. The Company boasts of a total capital base that exceeds Rs. 8.7 Billion and an asset base of Rs. 41 Billion.

The Company’s consistent financial performance over the years has enabled Mercantile Investments to possess this strong capital structure and retain its position as a financially strong institution in all facets of the business. All of the Company’s successes have been achieved based on the foundations of Mercantile Investments strong fundamentals and stability wrought over many years of exemplary governance and adherence to good ethics.

Yet another ingredient in Mercantile Investment’s recipe for success is its highly passionate and dedicated workforce who leaves no stone unturned in their efforts to satisfy the customer. The Company’s dedicated sales and marketing teams provide an efficient service that is backed by a fully integrated Information technology system that enables the Company to deliver a unique product.

Mercantile Investments is also one of the few financial services companies in Sri Lanka that provides both insurance and workshop related services in addition to the standard financing services. The vehicle service station at Kohuwala features state of the art technology and equipment combined with skilled technicians/mechanics to provide vehicle servicing and repair needs all under one roof.

Purpose

Creating meaningful value that exceeds people’s expectations.

Our Vision

To be a top of the mind financial service provider committed to excellence with a deep sense of corporate responsibility towards building of a sustainable nation.

Our Mission

Deploying resources effectively to bring innovative financial solutions that will enrich our business partners, whilst assuring profitable investor returns by staying ahead in our sphere of business and going forth to create a sustainable future for our employees and society.

Key principles
  • Fulfil our customer needs beyond expectations
  • Create lasting and positive impressions in our people
  • Deliver a world class customer service at all levels
  • Ensure business practices complement our core values.
Core Values
  • Empathetic: Proactively being sensitive to customer expectations.
  • Respect: Recognising and encouraging employee efforts with acknowledgement and reassurance.
  • Collaborative: Collective and united team efforts in any aspect of work.
  • Integrity: Uncompromisingly standing up for what is right.
  • Prudence: Creating value for stakeholders in all aspects by being conscious of costs and revenues.
  • Competitive: Being fair but aggressive in competition.
  • Ethical: Being socially responsible and ensuring all actions are ethical.
  • Friendly: The “Friendly Specialist” in Finance, bringing happiness through financial solutions and superior service.
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