All our Gold Loan customers now receive complimentary insurance coverage for the entire loan period, at no additional cost. This insurance is designed to protect you and your family during unexpected situations.

By offering this added protection, we go beyond providing financial support and focus on your long-term security and peace of mind. The coverage includes essential life, disability, and hospitalization benefits, ensuring support when it matters most. With Mercantile Investments, your Gold Loan comes with the confidence of knowing you are protected throughout your journey.

What does the insurance cover?

All eligible Gold Loan customers are automatically covered for the following benefits:

• 1. Life Coverage:
  In the unfortunate event of death due to illness or accident during the loan period, a benefit of LKR 100,000 will be provided.

• 2. Total Permanent Disability:
  If a customer suffers total permanent disability due to accident or illness, a benefit of LKR 100,000 will be paid to support the customer and their dependents.

• 3. Hospital Cash Benefit:
  A daily hospital cash benefit of LKR 1,000 per day, payable for up to 15 days, to help cover daily expenses during hospitalization, provided the customer has been hospitalized for at least 48 hours.

How to claim your insurance

• 1. If any of the above situations occur, please visit your nearest Mercantile Investments branch within 14 days with the relevant documents to start the insurance claim process.
• 2. Our staff will guide you through the required forms and assist you at every step.
• 3. For immediate support or clarification on documentation, please contact our hotline at 0112 10 10 10

*Conditions apply