Trustworthy Fixed Deposit Options at Mercantile Investment
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Looking to "Invest right" with a trusted financial institution? Mercantile Investments offers secure fixed deposit options, comprising a significant portion of our Rs. 50 Billion deposit base. With over 60 years of stability in the industry, you can have confidence in our ability to manage your funds and provide top-notch customer service.

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Contact us at +94 0112 10 10 10 for more information on our fixed deposit options
Period Monthly AER Maturity AER
1 Month - - 7.50% 7.76%
3 Months 7.50% 7.76% 8.00% 8.24%
6 Months 7.75% 8.03% 8.25% 8.42%
12 Months 9.00% 9.38% 9.25% 9.25%
15 Months 9.50% 9.92% 10.00% 9.88%
18 Months 9.25% 9.65% 9.75% 9.53%
24 Months 10.00% 10.47% 10.50% 10.00%
36 Months 10.25% 10.75% 11.00% 9.97%
48 Months 10.50% 11.02% 11.00% 9.54%
60 Months 11.00% 11.57% 13.25% 10.70%

Note: Rates are subject to change. Fixed Deposit rates with effect from 01st October 2025.

 

Special Edition Fixed Deposits

Period Maturity - Non-Senior Maturity - Senior Monthly - Non-Senior Monthly - Senior
Interest Rate AER Interest Rate AER Interest Rate AER Interest Rate AER
2 Months 7.68% 7.92% 7.68% 7.92% - - - -
4 Months 8.14% 8.36% 8.14% 8.36% 7.85% 8.14% 7.85% 8.14%
7 Months 8.52% 8.67% 8.52% 8.67% 8.20% 8.52% 8.20% 8.52%
25 Months 10.77% 10.21% 11.27% 10.66% 10.27% 10.77% 10.73% 11.27%
37 Months 12.25% 10.95% 12.75% 11.35% - - - -

Fixed Deposit rates with effect from 11th November 2025.

 

Period Monthly AER Maturity AER
1 Month - - 7.50% 7.76%
3 Months 7.50% 7.76% 8.00% 8.24%
6 Months 7.75% 8.03% 8.25% 8.42%
12 Months 9.50% 9.92% 9.75% 9.75%
15 Months 10.00% 10.47% 10.50% 10.37%
18 Months 9.75% 10.20% 10.25% 10.00%
24 Months 10.50% 11.02% 11.00% 10.45%
36 Months 10.75% 11.30% 11.50% 10.38%
48 Months 11.00% 11.57% 11.50% 9.92%
60 Months 11.50% 12.13% 13.75% 11.03%

Note: Rates are subject to change. Fixed Deposit rates with effect from 01st October 2025. 

 

Required Documents:

  • Duly filled application form
  • Duly filled KYC form
  • Copy of National Identity Card/Driving licence/Passport
  • Billing proof (if address differs from National Identity Card/ Driving License)
  • Tax Declaration if applicable

 

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Benefits of Mercantile Investments Fixed Deposits:
  • Enjoy the best fixed deposit rates in Sri Lanka
  • Flexible maturity period
  • 100% guarantee from one of the most respected and trusted financial institutions in Sri Lanka
  • Quick loans against your deposits
  • Flexible and quick refunds on maturity
  • Unparalleled levels of customer service
  • Safe, secure, and reliable, secured by the "Deposit Insurance Scheme" of Sri Lanka up to a maximum of Rs. 1,100,000/- per depositor
  • Personalized professional service


In addition to these benefits, Mercantile Investments' fixed deposits offer competitive, high interest rates in the market. This allows you to earn a favorable return on your investment while choosing a reliable and stable company. Don't miss out on the opportunity to "Invest right" with Mercantile Investments. Contact us today to learn more about our fixed deposit options and how we can help you achieve financial success. Our team is dedicated to providing the best options for investing and ensuring your complete satisfaction.

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Deposit at Maturity = LKR 0.00

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