Fixed Deposits

Trustworthy Fixed Deposit Options at Mercantile Investment

Looking to "Invest right" with a trusted financial institution? Mercantile Investments offers secure fixed deposit options, comprising a significant portion of our Rs. 50 Billion deposit base. With over 60 years of stability in the industry, you can have confidence in our ability to manage your funds and provide top-notch customer service.

+94 71 5111000

Contact us at +94 0112 10 10 10 for more information on our fixed deposit options

Period	Monthly	AER	Maturity	AER
1 Month	-	-	7.50%	7.76%
2 Months	-	-	7.68%	7.93%
3 Months	7.50%	7.76%	8.00%	8.24%
4 Months	7.85%	8.14%	8.14%	8.36%
6 Months	7.75%	8.03%	8.25%	8.42%
7 Months	8.20%	8.52%	8.52%	8.67%
12 Months	9.00%	9.38%	9.25%	9.25%
15 Months	9.50%	9.92%	10.00%	9.88%
18 Months	9.25%	9.65%	9.75%	9.53%
24 Months	10.00%	10.47%	10.50%	10.00%
25 Months	10.27%	10.77%	10.77%	10.20%
36 Months	10.25%	10.75%	11.00%	9.97%
37 Months	12.25%	12.96%	12.50%	11.15%
48 Months	10.50%	11.02%	11.00%	9.54%
60 Months	12.50%	13.24%	13.25%	10.70%

Note: Rates are subject to change. Fixed Deposit rates with effect from 17th December 2025.

Period	Monthly	AER	Maturity	AER
1 Month	-	-	7.50%	7.76%
2 Months	-	-	7.68%	7.93%
3 Months	7.50%	7.76%	8.00%	8.24%
4 Months	7.85%	8.14%	8.14%	8.36%
6 Months	7.75%	8.03%	8.25%	8.42%
7 Months	8.20%	8.52%	8.52%	8.67%
12 Months	9.50%	9.92%	9.75%	9.75%
15 Months	10.00%	10.47%	10.50%	10.37%
18 Months	9.75%	10.20%	10.25%	10.00%
24 Months	10.50%	11.02%	11.00%	10.45%
25 Months	10.73%	11.27%	11.27%	10.65%
36 Months	10.75%	11.30%	11.50%	10.38%
37 Months	12.75%	13.52%	13.00%	11.55%
48 Months	11.00%	11.57%	11.50%	9.92%
60 Months	13.00%	13.80%	13.75%	11.03%

Note: Rates are subject to change. Fixed Deposit rates with effect from 17th December 2025.

Required Documents:

Duly filled application form
Duly filled KYC form
Copy of National Identity Card/Driving licence/Passport
Billing proof (if address differs from National Identity Card/ Driving License)
Tax Declaration if applicable

Downloads

Reach Us

Benefits of Mercantile Investments Fixed Deposits:

Enjoy the best fixed deposit rates in Sri Lanka
Flexible maturity period
100% guarantee from one of the most respected and trusted financial institutions in Sri Lanka
Quick loans against your deposits
Flexible and quick refunds on maturity
Unparalleled levels of customer service
Safe, secure, and reliable, secured by the "Deposit Insurance Scheme" of Sri Lanka up to a maximum of Rs. 1,100,000/- per depositor
Personalized professional service

In addition to these benefits, Mercantile Investments' fixed deposits offer competitive, high interest rates in the market. This allows you to earn a favorable return on your investment while choosing a reliable and stable company. Don't miss out on the opportunity to "Invest right" with Mercantile Investments. Contact us today to learn more about our fixed deposit options and how we can help you achieve financial success. Our team is dedicated to providing the best options for investing and ensuring your complete satisfaction.

Sri Lanka Deposit Insurance Scheme (SLDIS)

In line with regulatory requirements and our commitment to transparency and depositor protection, Mercantile Investments is a registered member of the Sri Lanka Deposit Insurance Scheme (SLDIS), established and administered by the Central Bank of Sri Lanka (CBSL).

The Sri Lanka Deposit Insurance Scheme is designed to safeguard depositors and enhance public confidence in the licensed financial system by providing insurance coverage on eligible deposits in the event of a member institution’s failure.

Learn More About SLDIS

For comprehensive information on the Sri Lanka Deposit Insurance Scheme, including its objectives, coverage limits, eligibility criteria, and operational framework, please visit the official CBSL webpage:

Sri Lanka Deposit Insurance Scheme (SLDIS)
https://www.cbsl.gov.lk/en/sri-lanka-deposit-insurance-scheme

Frequently Asked Questions (FAQs) – Sri Lanka Deposit Insurance Scheme

To help depositors better understand how the Sri Lanka Deposit Insurance Scheme operates, the Central Bank of Sri Lanka has published a detailed set of Frequently Asked Questions (FAQs).

You may access the official SLDIS FAQs via the following link:
https://www.cbsl.gov.lk/en/faq/deposit-insurance

Deposit Calculator